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Casino Deposit/Withdrawal Method Overview

The wide variety of payment options on offer at live online casinos can be overwhelming, and there aren’t any hard and fast rules when it comes to which to choose. The most appropriate option will differ from person to person.

When making a deposit you’re well advised to think ahead to your preferences for withdrawal too, as this will certainly affect the method you end up choosing.

However knowledge is power. So, here’s a handy guide to the popular methods and why you might want to opt for, or stay away from some of them.

If we have missed a payment method that you use and are happy with, get in touch. We are more than happy to take a look and will consider adding it to the guide.

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Featured Payment Solution

Neteller is the most popular e-wallet provider in iGaming and forms PaySafe Group together with Skrill – another popular solution.

We can recommend Neteller due to their customer support, generous VIP program and relatively low fees, especially if you are a loyal customer over time.

The only downside we can think of is that users of Neteller and e-wallets in general do not qualify for deposit bonuses.

If you don’t care about this then go right ahead and open an account by clicking on the link below.

Main Differences

Transaction speed

Timescales for payment do vary a great deal from casino to casino and between financial providers. There are two major factors that can hold things up: the time the casino takes to process monies and the bank’s own processing time (the latter having a greater level of standardisation).

LeoVegas for example, process transactions seven days a week, but while e-wallets only take up to 24 hours, with a land based bank or credit card provider the wait time is as long as between two and five days. It’s especially long if there are bank holidays during that time, which can delay things further.

When it comes to the first deposit it’s a little easier, as internet bank transfers are usually processed in real time (almost instantly. However,you’ll also need to prove your identity via a series of anti money laundering checks before beginning betting, so don’t expect to be up and running instantly.

If getting your money fast is a priority, do check the paytables (found in either the frequently asked questions section or the terms and conditions) before you make your first deposit.

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Fees for the consumer

Did you know that some payment methods incur charges, while others don’t? Funding a Skrill or Neteller account using plastic will cost you 1 to 2%, and 1 to 2% for withdrawals, making a linked bank account a preferable option.

The cost of credit methods increase greatly, too, if you pay interest to the card provider on any credit payments.

Internationally, cross currency transaction can be a fiend for extra charges relating to conversion rates, particularly when using plastic or BACS transfers, and Western Union wires are often the priciest method.
Some casinos charge up to 2% for card withdrawals, too.

Unibet and Twin Casino’s withdrawals are all free and unlimited, but LeoVegas start charging 3 EUR per transaction once you’ve had three withdrawals from any method in the month. The caveat to this is they’ll waver these fees if you use Trustly, Mastercard, Visa or are a VIP customer.

We don’t think it’s reasonable for a casino to charge fees when depositing though.

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Availability

If you have a favourite payment method, such as the ubiquitous PayPal or rapidly rising bitcoin, be aware that you may not be able to use it in your favourite live dealer casino.

PayPal accepting live casinos are hard to come by in general even more so outside of UK and Germany.

We see a lot of variance in who takes what, especially when it comes to e-payment and pre-pay formats, so don’t rush to set up an account with a particular provider till you’ve checked the rules for both deposits and withdrawals.

If in doubt, stick to Mastercard, Visa, BACS, Skrill and Neteller.

Bitcoin has become quite a popular solution as of late though. We’ve seen a big spike in the number of casino sites that take this payment option for both deposits and withdrawals.

Our current favourite is Cloudbet, but there are many others available too.

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Credit/Debit Cards

Think ahead if using your credit or debit card. The casino may allow you to deposit yet not withdraw on the same card, a particular problem if you’ve used credit to deposit and want to pay back your balance with winnings, as doing so will mean you have to transfer the money across via a separate means. It can be much easier to keep track if you choose the same method for both, rather than dealing with multiple payment types.

Card withdrawals can be slow, too, when compared with lightning fast e-methods and as with any use of online data, there’s a slightly higher security when inputting card details online (although industry standard SSL encryption makes it pretty safe).

Individual card providers will pose their own restrictions too, some of which may be based on your geographical location, adding on fees for payments made abroad. But, there are some upsides: if you have a loyalty or points scheme attached to your credit card, it can be well worth using it to pay for absolutely everything, including your bets.

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In terms of plastic, it’s not all debit and credit either. You could also consider Paysafecard, designed to provide the safety of anonymity. Because it’s a pre-paid set amount, there’s less risk you’ll overspend. The downside of this being that the effort of topping up the card, while small, might prove irritating.

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E-Wallets

Neteller and Skrill are arguably the best known and most prolific casino e-wallets, thanks to them being extremely fast and super safe (at no point during any transaction are your personal details disclosed). It’s no wonder they are used by gamblers everywhere, making moving your cash from place to place an easy process. PayPal is a strong contender too, though is still gaining ground in the world of live online casinos, so you there are considerable limitations on where you can use it.

 

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As e-methods aren’t land based, the exchange of international currency isn’t an issue, which is ideal if you’re playing at a live casino which doesn’t operate from your country of residence. A major downside of this method is that e-wallet deposits often make you ineligible for bonuses and often you won’t be able to use them for your first deposit anyway, so perhaps not the best opener when seeking a new live online casino. Otherwise, these e-wallets are superb, proving a fast, straightforward and secure way to manage your bankroll.

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Third Party Bank Transfer

Undoubtedly the old school method of all the options on the market currently, this is a snail mail way of managing your money, taking up to a week to get to you if you request it over a weekend. The future of the high street bank is in question (albeit most of our bank based dealings have gone online). Nevertheless, many people prefer to deal straight from one account, without involving any subsidiaries or intermediaries. Below are some of the most popular ways to make a casino deposit directly from your bank account – some of these are instant!

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While this maintains simplicity in terms of your personal accounting process, there are some major drawbacks. Withdrawals are generally slower, often taking three to five working days (not including the casino processing time) and sometimes incurring extra processing fees which will vary from bank to bank – so you’ll need to check your own for details.

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Crypto Currencies

Bitcoin is rarely out of the news these days as the most famous form of cryptocurrency. Some say it’s dying out, many say it’s the future, but it can seem like a mysterious, foreign entity to all but the well-informed.

If you enjoy a level of anonymity in your daily dealings, cryptocurrencies like bitcoin, litecoin, ethereum, zcash, dash, ripple and monero are a superb way to keep your regular finances as a separate entity. When it comes to joint accounts and credit cards, you may want to keep your live casino dealings private and using cryptocurrency does that to a greater degree than any other payment method.

It’s also the most secure: provided you know what you’re doing and are storing it safely, it’s about as safe as you can get provided you don’t disclose your private keys. In the unlikely event that a casino is hacked, your credit, debit or bank details are not stored and so you won’t be at risk.

Withdrawals and deposits take minutes – not hours – except in rare cases, which is a major pro if you want your winnings quickly or have to wait for a deposit to clear before you can make your next spin. Fees for transactions, the majority of the time, are considerably kinder than many other methods

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However, cryptocurrency is subject to fluctuations in value. If you’re not a regular gambler, a lot of time might pass between a deposit and withdrawal, in which time the worth of your coin could have dropped, meaning that technically you’ve lost money. It’s a kind of double gamble with a high level of volatility and, therefore, won’t be to everyone’s taste.

On the flip side, you might get lucky (bitcoin rose in value by 1850% from 2015 to 2018, but is constantly changing) and hit a win at the same time as an increase in your currency’s market value – in which case you’re quids in.

If you like to play it safe, don’t do a great deal of betting, don’t know anything about cryptocurrency and don’t want to, then this method definitely isn’t for you. A good tip with crypto is that if the numbers aren’t looking good, you should wait till the market picks up. It’s hard to predict how things will go and if it will pick up at all. You could stand to lose a lot, or gain way more, which for the real gamblers is an enticing and exciting prospect carrying double the thrill.

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Prepaid Cards/Vouchers

Using prepaid cards and vouchers is recommended to those that play rarely and for small amounts. These vouchers are usually sold as a one off deposit code and can be used for anywhere between /£10 and €/£200 per voucher.

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Frequently Asked Questions

Definitely go with Trustly or Sofort, both of whom are third party services that let you do instant deposits to live casinos. Trustly is more aimed at the Scandinavian market, while Sofort is mainly for German speaking countries.

Mr.Green & Unibet Live Casino both let you deposit a minimum of €/£5 via Neteller, Skrill, Visa and MasterCard. As far as we’re aware, we don’t have any other recommendations with deposit limits lower than that.

You’ll need a casino site that accepts the Pay By Phone Bill option. The most popular method is called Boku, and it can be used at Dublinbet Casino.

In general all options are safe and well protected. But, using common sense, the one time usage methods are probably safest. These are vouchers like uKash and PaySafeCard that you buy and use only once.

Apart from using our site to determine this, you can always scroll down the casino website and see where they are licensed. MGA (being Malta) license is a good sign, Curacao is not that great, but acceptable. Be vary of sites that do not show any licensing info or claim to have a license in places like Antigua or Costa Rica. Unless this is 5Dimes we are talking about, you might run into trouble – and if you do you’ll have no third party backup during any disputes.

This depends on on which casino you go with. Sites like CloudBet or mBit Casino are no different than any other casino.

We would go with Royal Panda. You can’t go wrong with their Evolution Gaming table selection, which includes 2 private Blackjack and 1 private Roulette table. Withdrawals usually take a few hours tops when using e-wallets. The only downside is they do not accept PayPal, but for that you could go with BGO Live Casino.

We would say PayPal is probably the best. Fees are low and it limits are very flexible. Alternatives include Skrill and Neteller, but you could of course use a debit/credit card or a prepaid card like uKash.

Usually only small payments are processed without a need for KYC (know your customer) checks, as it is an MGA license requirement to have documents on file for customers if their cumulative withdrawals exceed EUR 2,300.

PayPal is a popular payment method in UK and some of our preferred casinos such as BGO accept this payment method. It’s also possible to use it for casino deposits in Germany and New Zealand, although they are expanding into more casino markets. Alternative eWallets include Skrill and Neteller.

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