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Guide to Using InstaDebit: Live Casino Deposits & Withdrawals for Canada

When it comes to depositing quickly, securely, and at relatively low rates, there is no market as saturated and friendly to live dealer gaming as Canada. Players here can benefit from multiple bank-backed payment methods, and InstaDebit is among the top-recommended solutions.

Unlike its closest competitor iDebit, InstaDebit is supported by all the major banks in the country. Plus, it works both as a gateway and as an e-wallet. This means that if you are a low-roller, you can send funds directly from your bank account. On the other hand, if you are a high roller and a frequent player, it may be a better idea to set an e-wallet and a gambling balance and to enjoy fee-free deposits and safe withdrawals.

What’s even more exciting is the fact that plenty of international gambling operators with live lobbies and friendly to traffic from Canada use this banking method in their cashiers.

InstaDebit exists on the market for more than two decades. It is certified by McAfee Secure and complies with all the strict bank protocols. Though reserved only to the owners of accounts in Canadian banks, it has two default currencies, which are CAD and USD. It automatically broadens the selection of online casinos. Plus, it allows for avoiding a conversion fee of 1.67%.

Making Deposits with InstaDebit

First things first. This method is available only if you have an account in a Canadian bank. When it comes to online casinos friendly to InstaDebit deposits, you will need to make sure you’ve picked the one that accepts this payment method and to set an account with it.

Should you also set an account with InstaDebit?

If you are planning to use the solution as a gateway and only for deposits, then no. From the casino account, head to the cashier, specify the amount you’d like to deposit and select InstaDebit. The next step would be to choose the bank where you have an account and to log into your online banking system. Verify the transaction, pay a fixed fee of 1.95 CAD, and enjoy instant depositing and gambling.

If your intention is frequent gaming with an option to withdraw wins, set up an account with InstaDebit. This means taking the following steps:

  • From the official InstaDebit account, choose Registration.
  • Provide your e-mail address, set a password, specify the date of birth, and the last 4 digits of your SIN.
  • Add the bank account you’d like to use.
  • Proceed to verification. Fund your InstaDebit online balance with a transaction from your bank account and follow suggestions from the system to complete the KYC.
  • You are all set to play.

If you deposit from your InstaDebit balance, then within the cashier, select the reviewed payment method and verify by using your username and password to InstaDebit balance.

Keep in mind that having a balance means being able to skip the deposit fees.

Making Withdrawals with InstaDebit

Withdrawals are possible only if you have an InstaDebit registered online balance. Then, the only thing left to do is to make sure you meet the minimum withdrawal limits with your online casino.

Head to the Cashouts section and initiate the payout. If your casino account was not verified during registration, this would probably be the time and place for the platform’s staff to request KYC documents.

Wait for your withdrawal request to be approved, and allow up to 5-6 workdays for the funds to land in your InstaDebit online balance.

Things to Know About InstaDebit

InstaDebit is a bank-based payment solution friendly to CAD and USD and partnering with most of the Canadian banks. In many ways, this banking method is similar to checks with the only difference that it takes time to process the bank checks whereas InstaDebit deals with transactions instantly.

Unlike many other payment solutions, this one has an option to use services without preliminary registration but you will need to be ready to pay fixed fees for each transaction.

Maintaining an online account is free of charge but you will need to pay for the essentials. Topping up an online balance is possible only via the bank accounts that you added to the system, and there will be fixed fees. Among others, be ready to pay 2 CAD if you decide to send funds from your online balance back to your bank account. This is a common situation with casino wins.

On the other hand, you really don’t need to cash out. You can proceed by using your InstaDebit online balance to continue to spend money online, fee-free.

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Top 3 Benefits of InstaDebit

Fee-Free Deposits

In most cases, the terms and conditions between InstaDebit and a merchant call for the vendor to cover service fees. To put it in simpler terms – it is highly unlikely that you will need to pay a deposit fee.

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Works Both Ways

Unlike many other payment solutions, InstaDebit works with both deposits and withdrawals. The first type of transaction is instant. The second one takes between 3 to 5 workdays.

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Supports 2 Currencies

InstaDebit’s default currency settings cover CAD and USD. For online gamblers, it means a bigger selection of websites with a chance to avoid 1.67% in unnecessary conversion fees.

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Top InstaDebit Casinos with Live Dealers

Bonus
Highlights
 

100% up to

C$1,000

+ 50 Spins

Big Evolution-powered live lobby
100s of non-live games
Accepts Canadian payment methods

100% up to

C$100

+ 300 Spins

Fast withdrawals within 24 hours
Play in CAD
Select among 80+ live games

100% up to

C$300

+ 300 Spins

1,300 games in an instant lobby
More than 90 live tables
Canada-friendly payment methods

$/€25

100 Risk Free Chances on Mega Moolah for a $CA5 Deposit
36 Live Blackjack tables with limits of CA$0.50-$10,000
Live Casino with a complete portfolio of Evolution’s live dealer games

20 Free Spins

Live lobby powered by 3 studios
Claim bonuses in BTC
Award-winning services

150% up to

C$300

+ 20 Spins

Popular live games of all types
Reputable owner and secure gaming
Live dealer promotions

100% up to

C$200

+ 10 Spins

Enjoy live dealer from Authentic Gaming and Evolution Gaming
Occasional live dealer promotions
Lightning-fast withdrawals

100% up to

$/€100

+ 50 Spins

Live blackjack, roulette, and baccarat from Evolution Gaming
Canada-friendly welcome and ongoing bonuses
Fast cashouts to Canada-convenient banking methods

C$88

Exclusive live dealer lobby from NetEnt
Pay by iDebit, InstaDebit, or InteracOnline
A premium welcome package for 5 deposits

100% up to

€100

+ 200 Spins

Live lobby from NetEnt and Evolution Gaming
Depositing with InstaDebit and iDebit
Collect Spell Points for no-deposit bonus spins

C$20

Live lobbies from Evolution Gaming, NetEnt, and Ezugi
Cashback among the VIP bonuses
Support in English and French

200% up to

C$50

+ 200 Spins

Live lobbies from NetEnt and Evolution Gaming
Gambling in CAD
iDebit, InstaDebit, and Interac Online accepted

70 Free Spins

Live Casino with 70+ Evolution Gaming tables
38 Live Blackjack tables including Infinite and Free Bet Blackjack
Up to 700 Free Spins & CA$100 bonus with the first deposit

100% up to

C$300

1,000+ live and non-live games
Live lobby from Playtech
Lightning-fast withdrawals

200% up to

C$60

+ 100 Spins

Private Casumo Branded Live Dealer Studios
Fast Withdrawal Processing + Very High Limits
Monthly Live Casino Specific Promotions & Prize Draws

50% up to

€100

Deposits in CAD
Accepts Interac Online, iDebit, and InstaDebit
Live games from Pragmatic Play and Evolution Gaming

100% up to

C$300

+ 300 Spins

Ezugi, Evolution Gaming, and NetEnt take care of the live games
Deposit via iDebit, InteracOnline, and InstaDebit
Bonuses in Canadian dollars

100% up to

C$500

+ 100 Spins

Live lobby with 3 great studios
Gaming in CAD or one of several digital currencies
Licensed and certified services

100% up to

C$500

+ 100 Spins

Live lobbies from 5 studios
Gambling in CAD or 3+ cryptocurrencies
Lightning-fast withdrawals to crypto-wallets

100% up to

C$1,000

+ 200 Spins

5+ live dealer suppliers and 100+ live games
Exclusive Leo Vegas live games
Lightning-speed withdrawals

100% up to

€50

+ 10 Spins

Live lobby from 3 studios including NetEnt
Deposits and withdrawals in CAD
A welcome bonus of up to 50%

100% up to

C$200

+ 21 Spins

Live games from Evolution Gaming
Welcome and VIP bonuses
Accepts Interac, iDebit, and InstaDebit
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Our Opinion about InstaDebit

When it comes to InstaDebit, the key question is not whether a method is worth using because it definitely is a great banking solution. The main question is whether it is better than InteracOnline or iDebit, two other main competitors also available in many live lobbies?

Our thoughts on the matter are: if you are looking to pay quickly, without the need to set up an account, choose InstaDebit. While iDebit also does not require preliminary sign-ups, it works with fever banks, which can be a bit of a pickle.

If you are a frequent player, taking some time in a day to set an account with InstaDebit is a good idea because you will be able to withdraw wins and to store them on an online balance. This comes in very handy. You can skip bank cashout fees, pay online, and be sure that your cash is safe within the InstaDebit system.

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InstaDebit: Frequently Asked Questions

Maintained by the leading banks in the country, InstaDebit complies with all the e-money certifications, applies safety protocols, supports encrypted transactions, and protects personal user data. Plus, if paying from the online balance, you won’t need to expose bank account information.

Head to Casino Lab and start gambling with a minimum of 15 CAD accepted as a deposit. Plus, t can be doubled with the brand’s welcome bonus.

Canadian gamblers can check out a 100% cash match at Trada, where the platform offers rollover terms of 25xB plus an extended wagering time and fast cashouts.

We’ve come across quite a few complaints from players that had to wait for up to 6 workdays for the wins to show in their InstaDebit online balance accounts. On the other hand, there are cases when it takes less than a day so it very much depends on preliminary verification and a selected online operator.

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