Evolution has expanded its Live Casino catalogue with the release of Insurance Baccarat, a variant of the traditional game that incorporates a new stake-protection mechanic. The title maintains the familiar structure of Baccarat while adding features intended to offer more strategic choices to both experienced players and those new to the format.
Insurance Baccarat follows the standard approach: players place a wager on whether the Player or Banker hand will finish closest to nine, or on Tie if they expect both hands to end with equal totals. Two cards are dealt to each side, and depending on the value, a third card may be drawn.
The new variant introduces an Insurance feature that activates when the hand backed by the player leads after the initial draw but loses following an additional card. In those circumstances, the player’s original stake is returned. The feature applies automatically to all Player and Banker wagers, and a 10% Insurance fee is added to those main bets regardless of whether the round ultimately qualifies for the refund.
Evolution describes this mechanic as a “refined Insurance” option that gives players a safety net in situations where an early advantage shifts later in the round. The update is presented as a meaningful alteration to one of the most established live-dealer formats.
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