Which is faster online — to pay by a card or from a bank account via Ria transfers?

It depends on whether you are willing to pay extra fees. The thing is, card payments are much faster — they are processed in 15 minutes. But because it means that your bank will be involved, as well as Ria’s staff, the processing fees will be higher. Paying directly from a bank account is a more straightforward procedure, but it may take up to 4 business days. If you want to play immediately, this is hardly a solution.